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The Co-operative bank's website takes a completely
different approach from the mainstream motor loan companies
that are features on this site. The thing that hits
you straight away is the up-front information and complete
lack of in-your-face advertising and gawdy "Quote-Me-Now"
icons that are becoming more and more commonplace.
Instead the Co-Operative Banks clean looking and fast
loading site initially gives a motor loan applicant
a brief overview of typical loan repayments over different
terms for different amounts. This is particularly re-freshing
to see as it can help to save time in the long run.
After all who want's to spend 15 minutes completing
a loan application form to discover that the motor loan
company will not offer them a particularly good rate
of interest ?
Before applying, you will have to be able to answer
yes to the following questions:
* Are you aged between 23 and 69?
* Are you UK resident?
and also answer yes to at least one of the following
questions:
* Do you hold a credit or store card?
* Do you hold a debit or cheque guarantee card?
* Are you a homeowner?
Assuming that you can meet the above criteria, you are
then on your way to making your application for a motor
loan.
Once you have decided that the loan interest and basic
repayment terms are suitable for you, from there you
can proceed onto the motor loan application form and
start filling out your personal information.
The application is quick loading and keeps your data
safe by way of 128-bit SSL encryption, so during your
motor loan application you can be sure that those nasty
computer hackers are not able to see your personal information.
Various sections make up the entire application of the
motor loan, and these are: About You, About Your Job,
About Your Money, Payment Protection, Summary
and a final area called "Completion" which
displays the confirmation that your application has
been submitted successfully.
The feature we most liked was the fact that you can
save your application at any point during the process,
and you can come back later at a time that suits you
to complete the rest of it. A very useful touch indeed.
The Editor says ..
"In conclusion then, the
Co-Operative Bank's loan application
is easy to use and very comprehensive
with competive rates of interest,
with extra brownie points being awarded
for being user friendly. "
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Click here to visit Co-Operative
Bank Car Loans
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